The cost to buy an apartment in Accra in 2026 starts near $80,000 for a studio or one-bedroom and passes $330,000 for a furnished two-bedroom in Cantonments or East Legon. Neighbourhood, floor area, furnishing and completion stage explain most of the gap. The asking price is only part of your budget. Taxes, fees, furnishing and service charges come on top.
At a glance
Prices are advertised asking prices, checked in October 2026.
- Entry example: a 45 sqm studio in East Legon, listed at $85,000 (negotiable).
- Two-bedroom, Weija-West Hills: Eden Heights lists two-bedrooms from about $85,000 for 115 sqm. [Confirm current unit and phase with sales.]
- Two-bedroom, Spintex: a furnished unit at Centurion Apartments, listed at $230,000.
- Two-bedroom, Cantonments: listings from $250,000 to $330,000.
- Costs on top: stamp duty, legal fees, Lands Commission registration, VAT on some developer sales, furnishing and service charges.
Methodology: we reviewed developer pages and portal listings between 15 and 22 October 2026. Every figure is an asking price, not a sale price. The sample is small. Cedi conversions use the Bank of Ghana interbank rate, as reported by Ghanamma, of GH¢11.68 to $1 on 15 October 2026. A USD asking price does not settle the legal payment currency. Ask your lawyer.
How much is each apartment type in Accra?
| Type | Asking prices seen | Example locations | What to check |
|---|---|---|---|
| Studio | $85,000 to $150,000 | East Legon, Roman Ridge, Airport Residential | Sizes of 29 to 45 sqm in the sample |
| One bedroom | $80,000 to $175,000 | East Legon, Airport Residential | Furnished units sit at the top of the range |
| Two bedrooms | $85,000 to $339,200 | Weija-West Hills, Spintex, Cantonments, Airport Residential, East Legon | Floor area of 90 to 115 sqm in the sample |
| Three bedrooms | Few dated examples. Illas, Airport Residential: GH¢4,276,041 (about $366,000) for 135 sqm | Airport Residential | Layout, parking, estate facilities |
| Penthouse | Eden Heights penthouses listed up to $399,000 [confirm with sales] | Weija-West Hills | Terrace area and specification |
Bedroom count alone misleads you. A 90 sqm two-bedroom and a 115 sqm two-bedroom are different products, even at the same price.
How does location change apartment prices in Accra?
| Area | Example | Asking price | Floor area | Status |
|---|---|---|---|---|
| Airport Residential | Two-bedroom | $265,000 | 90 sqm | Off-plan |
| Cantonments | The Glade, two-bedroom Deluxe, unit G03 | $295,000 | 100 sqm | Handover December 2026 |
| Cantonments | Two-bedroom | $250,000 | 112 sqm | Built 2025 |
| East Legon | Furnished two-bedroom, Airport Junction | $339,200 | Not stated | Resale |
| Spintex | Furnished two-bedroom, Centurion Apartments | $230,000 | Not stated | Not stated |
| Weija-West Hills | Eden Heights two-bedroom | From about $85,000 | 115 sqm | Confirm with sales |
All rows checked October 2026.
Airport Residential and Cantonments sit near Kotoka International Airport, embassies and central offices. You pay for the address. East Legon offers schools, shops and restaurants. Apartment quality varies by building. Spintex runs east of central Accra toward Tema. Weija-West Hills sits in western Accra. The Eden Heights site puts the development about 30 minutes’ drive from the airport and a five-minute walk from West Hills Mall.
No area guarantees appreciation, occupancy or rent. Match the area to your daily commute, your children’s school and your budget. Our Accra apartment price guide for 2026 lists more examples.
What drives the cost to buy an apartment in Accra?
Compare apartments by price per square metre, not by headline price.
Asking price ÷ floor area = price per square metre
Using the listings above:
- Eden Heights, $85,000 ÷ 115 sqm = about $739 per sqm
- Cantonments, $250,000 ÷ 112 sqm = about $2,232 per sqm
- Airport Residential, $265,000 ÷ 90 sqm = about $2,944 per sqm
- The Glade, $295,000 ÷ 100 sqm = $2,950 per sqm
Check whether each figure includes balconies, shared corridors or parking. Compare the same basis every time.
Other drivers include the exact street, floor level, lift access, furnishing, parking rights, backup power and water, building age and the remaining lease term.
What costs extra beyond the asking price?
Purchase costs:
- Stamp duty. The Ghana Revenue Authority collects stamp duty under the Stamp Duty Act 2005 (Act 689). The GRA stamp duty page sets the ad valorem range at 0.25% to 1%. Recent 2026 buyer guides put the rate at 1% of the value above GH¢50,000. Confirm with GRA. You pay before Lands Commission registration.
- VAT. The VAT Act 2025 (Act 1151) took effect on 1 January 2026 and ended the old flat rate for developers. Ask the developer, in writing, whether VAT sits inside the quote. Private resales are generally exempt.
- Legal fees. Published guides quote 1% to 6%. Get a written quote from a Ghana Bar Association lawyer.
- Lands Commission search and registration fees. Buyer and seller both need a GRA Tax Identification Number.
Move-in costs: furniture, air-conditioning, utility connections and internet.
Ongoing costs: service charges, utilities, insurance, property rates, ground rent, maintenance and management fees if you live abroad.
A cheaper apartment with a high service charge costs more over ten years than a dearer one with a low charge. Ask every seller for an itemised schedule. Our guide to Accra fees, taxes and service charges covers each charge in detail.
Illustrative example, not a quote: on an $85,000 cash purchase, the cedi value at GH¢11.68 is GH¢992,800. Stamp duty at 1% above GH¢50,000 comes to about GH¢9,428. VAT, legal and registration fees are excluded.
Is off-plan cheaper than completed or resale?
Not by default. Off-plan units often come with staged payments, but you carry delivery risk. Completed new-builds let you inspect first. Resales leave room to negotiate, so check for service-charge arrears. A payment plan changes when you pay, not the final price.
How do you tell if an apartment is fairly priced?
- Gather at least three comparable apartments.
- Match bedrooms, floor area, specification and completion status.
- Work out price per square metre on the same measurement basis.
- Request the full service-charge schedule.
- Ask what the price includes, such as appliances and parking.
- Have an independent Ghanaian property lawyer review title and contracts before you pay a deposit. See the documents to check before you buy.
Where does Eden Heights fit?
Eden Heights is a gated residential development behind West Hills Mall in Weija-Gbawe, western Accra. The Eden Heights two-bedroom apartment measures 115 sqm. Three-bedroom units measure 151.96 sqm, or 181.03 sqm with a study. Penthouses run from 312.29 to 356.58 sqm. See the Eden Heights floor plans for every unit type. Residents share a football pitch, tennis court, gym, athletic field and swimming pool, with 24-hour security and Eden Heights on-site facility management.
Eden Heights has published two-bedroom prices starting near $85,000. Published terms list a deposit of 10% to 30% and instalments over 12 to 36 months. [Confirm current prices and terms with sales.] On price per square metre, Eden Heights sits well below the central listings above. The trade-off is distance from Airport Residential and Cantonments. Eden Heights suits buyers whose work, family or school runs sit on the western side of Accra.
Key takeaways
- Two-bedroom asking prices in this sample run from about $85,000 to $339,200.
- Compare price per square metre, not bedroom count.
- Budget for stamp duty, legal fees, registration and VAT on developer sales.
- Ask for the service-charge schedule before you reserve.
- Use an independent lawyer for title checks.
Your full cost to buy an apartment in Accra is the asking price plus verified transaction costs, move-in costs and yearly ownership costs. Request a dated price list, floor plan, service-charge breakdown and written payment schedule for each apartment on your shortlist. Compare the totals before you pay a reservation fee. To see current Eden Heights availability, contact the sales team and book an Eden Heights viewing behind West Hills Mall.
Frequently asked questions
How much is a one-bedroom apartment in Accra?
One-bedroom asking prices in our October 2026 sample ran from $80,000 to $175,000. An unfurnished unit in Adjiringanor, East Legon, was listed at $80,000. An off-plan 46 sqm unit in Airport Residential was listed at $150,000. Furnished units in East Legon reached $175,000.
How much does a two-bedroom apartment cost in Accra?
Two-bedroom asking prices in our sample ran from about $85,000 at Eden Heights in Weija-West Hills to $339,200 for a furnished resale near Airport Junction, East Legon. Cantonments listings sat between $250,000 and $330,000. Compare floor area too, because units in the sample ranged from 90 to 115 sqm.
Can you keep the cost to buy an apartment in Accra under $100,000?
Yes, in some cases. In October 2026, studios in East Legon and Roman Ridge were listed between $85,000 and $97,335. Eden Heights lists two-bedroom units from about $85,000 in Weija-West Hills. Confirm availability, floor area and what the price includes before you commit.
Which areas should budget-conscious apartment buyers compare?
Compare Weija-West Hills and Spintex against the outer parts of East Legon. In our sample, the Eden Heights two-bedroom came to about $739 per sqm, against $2,232 to $2,950 per sqm for Cantonments and Airport Residential units. Factor in your commute before you decide.
Are apartment service charges included in the selling price?
No. Service charges are a separate, ongoing cost for security, cleaning, shared facilities and maintenance. Ask every developer or seller for a written service-charge schedule, what the charge covers and how often the charge has risen. Resale buyers should also check for unpaid arrears.
Is buying off-plan cheaper than buying a completed apartment?
Not by default. Some developers offer launch prices or staged payments on off-plan units, but you take on delivery and specification risk. A payment plan spreads when you pay. The plan does not lower the final price. Compare the total price and the contract terms side by side.
Can diaspora buyers purchase an apartment remotely?
Yes. Many diaspora buyers appoint a Ghanaian property lawyer and sign through a power of attorney. Your lawyer runs the Lands Commission search, reviews the sale agreement and handles stamp duty and registration. You need a GRA Tax Identification Number for registration.
What documents should I check before paying a deposit?
Ask for the developer’s title or lease documents, a Lands Commission search result, the building permit, the draft sale and purchase agreement, the payment schedule, the floor plan with measured area and the service-charge schedule. Have an independent lawyer review each one before you pay.
